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A power of attorney is a legal document that allows you appoint someone to make medical, financial and legal decisions on your behalf.
Under a power of attorney, you can give your agent either general authority or limited authority. With general authority, your agent will be authorized to act as your authorized representative in relation to the whole cross-section of your legal and financial affairs. With limited authority, your agent is given authority in relation to the specific matters only - such as real estate, banking, or virtually any other matter.
Both limited and general powers of attorney can also be classified as either 'ordinary' or 'durable'. Ordinary powers of attorney come to an automatic end if you become mentally incapacitated. Durable powers of attorney, on the other hand, do not come to an end when you become incapacitated (and often only commence when you become incapacitated) and should therefore form an integral part of your estate plan. <
